Hot Jobs for 2014

The hottest jobs for 2014 may not be the most prestigious or highest paying, but jobs in these careers are growing significantly faster than in other areas of the job market. Those who choose to enter these careers should be able to land a job quickly, even immediately after finishing high school in some cases, as many of them do not require a college degree.

Home Health Aides

Home health aides provide assistance to those who are disabled, chronically ill or unable to care for themselves. Often, home health aides provide assistance to the elderly or terminally hill in their home as they often need additional assistance with daily tasks. They may also check to be sure a patient takes medication, performs personal grooming or cook for the patient if necessary. Home health care aides do not need post-secondary education, but many must take a state-mandated test, undergo criminal background tests and may be required to submit to random drug testing. The average salary for a home health care aide is low at about $21,000 per year, but positions in this field are expected to grow by 70 percent, which is significantly higher than the growth of other careers.

Network and Computer Systems Analyst

Network and computer systems analysts keep an organization’s computer network running on a daily basis. These positions handle the installation of computer systems, local area networks, wide area networks, network segments, data networks and intranets, while also being responsible for troubleshooting any problems that occur. Most positions require a bachelor’s degree, although there are companies that will hire those with an associate’s degree or professional certification. Careers in this field are expected to grow by 28 percent, and the average salary is $69,160 per year.

Healthcare Assistants

Several positions in the healthcare industry are expected to be hot careers in 2014.

  • Physician’s assistants work under a licensed physician, caring for patients. Many have the same abilities as a doctor, but the education requirements are lower, as a physician’s assistant often needs a bachelor’s degree plus two-years in a physician assistant program. The average salary is $86,410 per year and jobs are expected to increase by 30 percent.
  • Medical assistants perform administrative and clinical duties in a doctor’s office, and their duties vary based on the type of doctor they work under. The average salary is just under $30,000 per year, but there is no post-secondary education required in most cases. Employment in this field is expected to grow by 31 percent.
  • Dental assistant duties vary with each dentist, with some performing routine cleanings and others handling the recordkeeping. Some states require graduation from an accredited dental assistant school and the passage of a state-required examination. In others, there is no formal education required. The average salary for a dental assistant is $33,470, and careers are expected to grow by 31 percent.
  • Physical therapist assistants work under the direction of physical therapists helping patients recover from surgery, illness or injury that caused them mobility problems. Most states require an associate’s degree in physical therapy. However, physical therapy aides, who perform similar tasks to physical therapy assistants, may only be required to have a high school diploma and on-the-job training. The average salary is almost $40,000 per year and positions are expected to increase by 45 percent.

Computer Software Developers

hot jobs for 2014Technology is growing rapidly, and with that growth comes the need for newer, upgraded software. A software developer create applications that allow certain tasks on a computer to be performed, while others create the software that runs devices or networks. Most computer software developers have a bachelor’s degree, and many work with specific programming languages. The average salary for a software developer is $90,530 per year and careers are expected to grow by 30 percent.

Registered Nurse

Registered nurses provide patient care in hospitals, clinics, nursing homes and doctor’s offices. In some cases, they provide education to the public through public health agencies as well. There are three basic educational paths to becoming a registered nurse:

  • Diploma from an accredited nursing program;
  • Associate’s Degree in Nursing
  • Bachelor’s Degree in Nursing

A national licensing examination is also required to become a nurse, and for those who want to move into nursing supervisory roles, a master’s degree may be necessary as well. The average salary for a registered nurse is $64,690 per year and careers are expected to grow by 26 percent. Many nurses who work in hospital settings must work shift work, which means occasional night, weekend and holiday hours.

Although some of these positions do not offer significantly high salaries, for those who are seeking employment in 2014, they may be the perfect starting point for a long-term career. Home health care workers often further their education to become licensed practical nurses or registered nurses. Medical assistants may choose to become physician assistants, while physical therapy assistants may choose to become physical therapists.

Top Paying Jobs of 2014

The top paying jobs for 2014 may be surprising to many people, as it is not necessarily doctors, lawyers and airline pilots, although these positions do rank as the highest paying jobs according to the Bureau of Labor Statistics (BLS). However, there are other career choices that are also predicted to become some of the highest paying jobs of 2014.

Petroleum Engineers

As fossil fuel deposits become more scarce, new technology must be created to allow petroleum companies to extract oil and gas from the earth. A petroleum engineer focuses on finding new ways to achieve those goals. Petroleum engineers must have at least a bachelor’s degree in engineering, and many employers require experience, which means those seeking this career may need to work as an intern or through a cooperative engineering program. The average salary for these positions is $114,000 per year and jobs are expected to increase by 17 percent.

Marketing Manager

The responsibilities of a marketing manager include overseeing the advertising, promotions and marketing plans for a company, whether it be a non-profit or for-profit business. Their staff include art directors, salesmen, financial staff and public relations departments to promote the business. Most marketing managers have a bachelor’s degree or higher in advertising or marketing, although it may be possible to be promoted to a manager’s position from a lower position without a college degree. The average salary for a marketing manager is over $108,000 per year, and careers are expected to grow by 14 percent over the next decade.

Political Scientist

top paying jobs for 2014For those who enjoy studying the origin, development and operation of the political process, a political scientist position is perfect. The majority of these positions are found in the governmental sector, but many private organizations also hire individuals with an understanding of political science. The education requirements are stricter, with most employers requiring at least a master’s level degree, while some require a doctorate level. The average salary is $107,420 per year, and careers are expected to grow by 8 percent.

Software Developer

In a world where technology is becoming increasingly prevalent, it is no wonder that position in the software development field are in demand and high paying. Software runs everything from computer games to high-tech medical equipment, and technology has an ever-growing need for updated or new software to keep these machines running. The average salary for a software developer is $90,000 and jobs are expected to increase by 30 percent over the next few years. Many companies require a software developer to have at least a bachelor’s degree, while some require master’s level education. However, many software developers have no college level education, but these instances are rare. It is recommended that anyone who wants to become a software developer at least become certified as a Software Development Professional.

Physician’s Assistant

A physician’s assistant does much of the same things that a doctor does, examining patients, providing diagnosis, and prescribing medications. The only difference is that a physician’s assistant must work under the supervision of a licensed physician. Careers as a physicians assistant are expected to increase by 30 percent over the next decade, and the average salary is $90,000. Although becoming a physician’s assistant requires a bachelor’s degree and two-years in a physician’s assistant program, the education requirements are significantly less than becoming a doctor.

General and Operations Managers

General or operations managers coordinate and plan for private, as well as public, sector organizations by formulating policies, managing the daily operations and personnel. Because general and operations managers are found in a wide variety of organizations, specific job duties are difficult to pinpoint. The average salary for these positions is $95,440, although in some industries the pay is significantly higher while in others it is significantly lower. Although most companies require those in this position to have at least a bachelor’s degree, there are some who will substitute experience with education.

Registered Nurse

With the current governmental focus on healthcare, the need for registered nurses is expected to increase by 26 percent over the next few years. Nurses care for sick or injured patients, in either a hospital setting or doctor’s office. Nurses who specialize in a particular health field, such as oncology, pediatrics or critical care, may actually earn more than the average salary of $65,000. Education requirements are a diploma from an accredited nursing school or two-year college. Nurses who choose specialized care often must obtain at least a bachelor’s degree.

Accountant

An accountant examines the finances of companies and individuals, tracking income and expenses, as well as reporting to company officials, local, state and federal agencies. Accountants require good organizational skills, mathematical ability and be able to communicate effectively. Most of these positions require a bachelor’s degree, although some companies do require a master’s level degree. Accounting positions are expected to increase by 30 percent over the next decade, and earn an average of $65,000 per year.

Although the majority of these positions require some post-high school education, there are instances where promotions and on-the-job experience have permitted those without college degrees to succeed in those positions.

Best Careers for 2014

Due to the economic downturn that has occurred over the past decade, the job landscape within the United States has forever changed. Even once the nation recovers, businesses will not be the same. There are many industries that have taken a major hit because of the economy; however, on the other hand, there are those industries that have seen a positive outcome.

For those of you looking for a job, you need to take comfort in knowing that there are several jobs that possess a promising career path, meaning you will find much job security if you choose to pursue one of them. If you are currently in college, you need to take to heart the following jobs that are discussed, as this may help you determine the educational training that you need to obtain. So with all of that said, lets take a look at some of the best careers for 2014.

Machine Engineering

As time goes on, we will get closer and closer towards being a nation that does not rely on gasoline to power our vehicles. Because of this, there will be a great need for those who have experience working with wind turbines and different types of machinery that provide natural energy. Going to school to become a machine engineer takes anywhere from two to four years or more. The longer you stay in school, the higher the degree will be that you earn. As you complete your studies, your coursework will focus on the following topics:

  • Mechanical engineering
  • Bioengineering
  • Robotics
  • Industrial machinery
  • Thermal systems

With a bachelor’s degree, for this occupation, you will likely make somewhere around $50,000 a year.

Life Coach

Over the next several years, especially during 2014, there will be a great increase in the demand for life coaches. The reason behind this is because many people who have spent the better part of 20 to 30 years or more working for major automobile manufactures are now finding their selves out of work due to plant shutdowns. These people don’t know where to turn because the positions that they fulfilled simply aren’t needed anymore. For many of them, the only place to turn is to the assistance of a life coach who can help them cope with the career changes that they are having to make.

To become a life coach, there are many training programs that you can take part in. Some of them can be completed at a traditional college campus, or if you prefer, you can take online courses. Common topics studied during a life coach training program include:

  • Organizational behavior
  • The coaching relationship
  • Professional ethics
  • Decision-making
  • Cooperative communication
  • Identifying limiting beliefs

As a life coach, you will likely make somewhere around $40,000 a year; however, your salary will be greatly impacted by the number of clients that you advise.

Financial Advisor

best career 2014Because of the ever-changing economy, many people are turning to financial advisors to obtain advice on how they should invest and/or save their financial earnings and inheritances. From mortgages to children’s college funds to purchasing a new vehicle, you must understand all of the factors that will affect a person’s financial well-being if you want you to be a successful financial advisor. In this line of work, you will need to be licensed and/or certified. To do this, you will need to complete a four year degree program that focuses on:

  • Accounting
  • Finance
  • Economics
  • Tax planning
  • Employee benefits
  • Risk management
  • Stocks and bonds
  • Securities and commodities

If you choose to become a financial advisor who specializes in securities and commodities, you can expect to make upwards of $100,000 a year. On the other hand, even if you don’t, as an average financial advisor, you will still usually make at least $69,000 a year.

Medical Professional

No matter the line of work, the medical field is one that continues to grow. Whether you become a nurse or a radiologist, as a medical professional, you can take comfort in knowing that there will always be much job security. The exact educational path that you need to travel down to work in the medical field depends on the exact career that you want to pursue. For the most part, however, you will have to take part in much coursework as well as hands-on training, including a wide range of internships. In some instances, you may be able to complete some of your coursework online, but most of it usually has to be completed in a traditional classroom setting.

Salary ranges for those working in the medical field are as follows:

  • CNA: about $25,420 a year
  • Medical Assistant: about $28,860 a year
  • Nurse Anesthetist: about $148,160 a year
  • Nurse Practitioner: about 90,583 a year
  • Paramedic: about $54,000 a year
  • Pharmacist: about $116,583 a year
  • Psychologist: about $73,090 a year

Best Jobs for 2014

Finding a job in the present economic climate is not simply about looking at what your present salary will be, but at what the growth in that sector will be. Here is a look at some of the best jobs that will pay you well in 2014, but are also growing over the next four to five years.

1. Network Systems and Data Analyst

It is projected that there will be a 50% increase in the demand for network systems analysts by 2016, which means that it is a field you will want to get into. The education requirement for the job stands at a Bachelor’s Degree, although for future improvement in position/salary you will want to consider getting a Master’s as well.

Technology is playing a huge part in businesses, which means that more data analysts are going to be required in the coming years. Instead of choosing an IT career that is declining, invest in the necessary education to be a data analyst.

2. Personal/Home Care Aides

best jobs for 2014The increase in such employees will be 50.6% by 2016, with a median pay of around $20,000. This salary will increase over the next few years, which is why this is a field worth considering. The education requirements for the job are low, with some states only wishing for employees to be trained on site. However, other states may prefer employees who have attended a two year university, at minimum.

With the baby boomer generation getting older, it is expected to fuel the need for care givers throughout the country. If you are interested in a medical or nursing career, this could be a great first step towards achieving that goal.

3. Home Health Aides

This job is slightly different from a home care aide, with the services involved including housekeeping, cooking, and/or babysitting. Home health aides do not need to complete a higher education, with a high school diploma said to be enough in almost all states. There will be a 49% increase in the availability of these jobs by 2016, in addition to a solid median pay of $20,000 to $25,000.

4. Software Engineers

With a median pay of $100,000 and an expected rise in employment of 44% by 2016, being a software engineer could be a very lucrative career. Most workers have a bachelor’s degree, while at least half go on to obtain their Master’s or PhD.

The world is becoming more connected with each passing day, and businesses recognize this. They will need to improve their computer networking, which is where software engineers come in. It can be expensive to maintain these computer networks, and businesses want to be as efficient as possible, which is why innovative software engineers will always do well.

Another great aspect to being a software engineer is the flexibility in work hours. As long as you get your work done by a certain deadline, there is no need for you to work the typical 9-5 hour days.

5. Veterinary Technologists/Technicians

The median pay for a veterinary technician is not that high at $35,000, but this is a fast growing field. There will be 41% new jobs by 2016 and the salaries are set to improve as well.

The educational background for becoming a veterinary technician is two-fold. Either you can go to two year vet school and get your associate’s degree, or you can get a four year bachelor’s degree from one of the specific schools listed by the state.

With people becoming more concerned about the well being of their pets, the veterinary business is booming.

6. Personal Financial Adviser

With a median pay of $80,000 and a projected growth of 40% by 2016, this is a job that you want to get in on. A bachelor’s degree is required to be a financial adviser, but it is preferred that you have other qualifications related to the finance field. There are various courses, training sessions, and exams that ensure you are up to terms with the latest financial rules, terms, and strategies.

The reason for the growth in personal financial advisory is again related to the baby boomers. As this generation of Americans approaches the retirement age, they are more concerned with how their money will see them through the rest of their lives. As long as you are someone who is well educated, well spoken, intelligent, and reliable then you will make an excellent personal financial adviser. Just remember that the competition in this job will be fiercer than any of the others, with people looking to rake in as many clients as possible.

7. Theater and Performance Arts Make up Artists

top jobs 2014With a surprisingly high median salary of $40,000 and a 39% increase in jobs by 2016, this is a field that is underrated and undervalued by most people. The educational requirements are little more than a GED or high school diploma, with people looking for creativity not intelligence. It is important to take make up training courses, unless you feel as though you are a natural at the role.

Just keep in mind that while this is a rapidly growing profession, there are still a limited number of lucrative make up artist slots to fill. You may have to endure a few years of a mediocre job before you land the make up artist role you want.

8. Medical Assistants

A medical assistant does not need much education apart from completing high school and going to a two year associate college. Most of the colleges recommended are ones that have special medical assistant programs, which ensures a specialized and streamlined education. The rest of the training is completed on the job.

Medical assistants can earn a median salary of $30,000, with a projected 35% increase in employment for the industry. Technological advances have helped the medical industry a great deal, in addition to the large numbers of elderly that are expected in the next 10-15 years. If you are someone who has a propensity for being a healthcare profession, this is a job to strongly consider.

9. Veterinarians

Vets are very well paid, with a median salary of $90,000. This job market will grow by at least 25% by 2016 and the salaries could also rise to as high as $100,000. The only difficulty in becoming a vet is the strenuous education requirements. All vets must have completed a four year post-college program that allows them to receive the Doctor of Veterinary Medicine certificate. They must also pass a state exam which gives them their vet license.

It may be a struggle to get through vet school, but it is a very rewarding profession after that point. Not only will you be helping animals get well, you will be receiving a great salary to do so. The treatments that pet owners are willing to pay for have substantially increased, giving vets more business than they could have ever imagined.

10. Counselors for Substance Abuse

This job has a median pay of $40,000 and can be a very rewarding profession. Knowing that you are making a difference to someone’s life is an unmatched feeling. You will be dealing with individuals who are alcoholics, drug addicts, or struggling with eating disorders. It is important for you to have a degree of empathy in your personality, in addition to a lot of patience.

The education requirements for being a counselor range from state to state, but it is generally expected for you to have a Master’s Degree.

The above ten jobs may not be the most popular names you will hear, but these jobs are growing fast and will give you great job security over the next decade. Ultimately, the goal is not just to find a job for the next few months but for the next few years and beyond.

Small Business Ideas for 2014

The year 2014 promises to be a good year for investing in a small part-time business with limited start up costs, entrepreneurial investment or a full-time business venture. The field of business areas are wide open for a savvy investor and planner and 2014 will be a great time to start a business in one of the many and up-and-coming technologies as well as some of the older standby, inflation-proof ventures. The sky is the limit, but starting a successful business will take some planning, keen financial investment and a lot of time donated to the venture. Here are some worthwhile business ventures that will show lucrative returns and fill a wanted niche in the domestic and international business world.

House or Pet Sitting

This is a service-based business that requires little start-up costs but is surprisingly in demand. Homeowners are becoming acutely aware of the importance of security when it comes to their homes and property. This business requires no particular skills other than a trustworthy and responsible nature, along with a record of reliability. Nothing more is needed than business cards or some small advertizements in local newspapers. A great website with a blog will also attract potential customers. It’s a good idea to acquire personal references, and if possible, obtain a bonding certification to guard against any damage to property. Pet sitting is very similar in nature and can be combined with house sitting. Pet sitting requires only the love of animals and a good habit of following directions when it comes to care, feeding and exercise.

Cosmetics Sales Representative

small business ideas for 2014Personal care and hygiene will never go out of style. Becoming a cosmetic sales representative will literally open up doors to many people who are on the quest to looking and feeling good. Avon, for example, has one of the largest direct sales companies in the world as well as a stellar reputation and excellent product line. The cosmetics industry pulls in an estimated $6 billion in revenue a year. In addition to beauty supplies and products, Avon also carry wellness and fashion products that appeal, not only to the female audience but the male populace. Becoming a representative is affordable and easy, with most of the program literature, social media connections, guidelines and products supplied by the company. This makes starting a successful cosmetics sales representative business immediate and convenient. Business cards, small ads and word-of-mouth are the best ways to start up this type of business.

Desktop Publishing

Anyone who owns a computer and printer has the potential to make business cards, banners and fliers. All it takes is some instructional computer programs to learn the skills on how to place text and graphics, crop and printout materials. Persons who have artistic ability and a good inkjet printer can do well in desktop publishing, even branching off into franchise and company work that might provide a steady income. Creating a unique and attractive portfolio of samples will showcase your talent. It is not hard to compete with or beat the prices of commercial printers. Supply costs are minimal, requiring only paper stock and ink cartridges. Persons interested in desktop publishing will do well with door-to-door solicitations, a website presence, small ads and word-of-mouth.

Auction Reseller

Persons who have a good eye and strategy for setting competitive prices can do very well in auction sales. The only requirement is visiting prepaid bid online auction sites where you can purchase merchandise instead of shopping at wholesale outfits. The key is to know your product inside and out, what the consumer market will bear and the precise timing to make bids on individual items or lots. The idea is to keep your bids reasonable and not overbid. This business can pick you up some very hot and fashionable items. After a successful bid, you have only to go to Craigs List or Ebay and resell the items for a profit then repeat the process. Persons can learn the system quickly and compete directly with the online sellers, beating their prices by a small margin.

Secretarial, Typing and Proofing Services

Persons with a MFA, secretarial or proofreading experience can do well in providing written and editorial skills for the public. Many small businesses cannot afford temp services or full-time secretarial personnel. This business requires only a computer, email access and a printer. Skills would include a mastery of English, or foreign language if required and adequate typing skills. Today, with the advent of print-on-demand and self-publishing, many writers need the skills of a good typist and editor and are willing to pay top dollar for these services. Prices can be agreed upon per job or by the hour or page. A great spinoff of this business is website design, but it requires some course study or previous experience in formatting, graphic design and computer coding.

Holidays in 2014

Americans are diverse people who observe many different holidays. In a calendar year, federal and state governments officially recognize ten holidays. Although there are many ways Americans choose to observe these holidays, there are some common themes throughout the country. Official holidays are usually observed with closure of government offices, businesses and financial markets. In 2014, the official holidays will occur on the following dates:

New Year’s Day, January 1
Martin Luther King Day, January 20
Presidents’ Day, February 17
Memorial Day, May 26
Independence Day, July 4
Labor Day, September 1
Columbus Day, October 13
Veterans Day, November 11
Thanksgiving Day, November 27
Christmas Day, December 25

Three of the federal holidays honor specific individuals. Martin Luther King Day commemorates the birthday of American Civil Rights leader and Nobel Peace Prize winner, Martin Luther King. Presidents’ Day was established to honor the birthday of George Washington, the first President of the United States. This holiday was later expanded to include Abraham Lincoln, who was President during the American Civil War and whose birthday also falls in February. Columbus Day remembers the arrival of explorer Christopher Columbus in the Americas. Typically, these holidays are observed with special ceremonies, parades or commemorative speeches, honoring the individuals for which they are named.

Memorial Day and Veterans Day have national historic significance to Americans. While both Memorial Day and Veterans Day honor Americans that have served in military conflicts, Memorial Day is noteworthy in that it honors those who died in the conflicts. Both holidays are an occasion for displaying the American flag in front of homes, businesses and government offices. Memorial Day is observed by placing wreaths or flags on the graves of fallen soldiers.

Independence Day is a uniquely American holiday that commemorates the American colonies’ declaration of independence from Britain. This day is marked with many displays of the American flag and its colors of red, white and blue. Many Americans enjoy dressing and decorating in the colors of the flag. Independence Day, which is always on July 4, is also celebrated with parades and fireworks. All across the country, people host grand picnics and backyard celebrations with friends and family.

holidays in 2014Thanksgiving Day and Christmas Day are major holidays that have Christian origins, but they are observed in both a religious and secular manner. Thanksgiving Day was established as a time to give thanks for the blessing of the harvest. People decorate their homes in the colors of autumn and gather with family for a delicious feast. Thanksgiving also signals the start of the Christmas shopping season, a key retail event on the calendar. Christmas Day is significant for Christians as a celebration of the birth of Jesus Christ. Scenes of Mary, Joseph and the Christ child in a manger are displayed and acted out in Christmas plays. Other Christian Christmas themes include angels, kings and the star of Bethlehem. A more secular expression of this holiday is found in themes of winter and St. Nicholas, or Santa Claus. Bright Christmas decorations adorn many homes, shops and workplaces. Exchanging gifts on Christmas day is the way most Americans celebrate, but there are many other observances of this holiday, including: church services, charity work, special feasts and musical concerts.

Labor Day honors American workers, and is viewed as the symbolic end of summer and start of a new school year for students. The day falls on the first Monday of September, and it may be celebrated with picnics, parades, or just enjoying a day off work. There are no special themes or typical celebrations for Labor Day, as it is usually just taken as a day of rest.

New Year’s Day, which is celebrated worldwide, is often marked by counting down to midnight and welcoming the New Year with singing, dancing, and fireworks. A celebratory toast to health and prosperity is a customary way to mark the start of a new year. Many people also enjoy a day off from work and gathering with family for a special dinner.

Two unique holidays worth mentioning are Valentine’s Day and Halloween. Valentine’s Day, a celebration of love, is February 14. This day is marked with exchanging gifts and expressing romance. Flowers, chocolates and candle-lit dinners are familiar Valentine’s celebrations. Quite the opposite is Halloween, which is focused on spooky themes like ghosts, vampires and other frights. The main activity on this holiday is attending costume parties or “trick or treating.” Children, dressed in creative costumes, go from house to house collecting candy treats.

Additionally, Mother’s Day and Father’s Day are important celebrations. Mother’s Day is the second Sunday of May and Father’s Day is the third Sunday of June every year. Set aside to honor parents, these days are typically celebrated with gifts and special dinners. Popular gifts for Mother’s Day and Father’s Day include greeting cards and flowers.

Because the United States is such a diverse nation, Americans also celebrate holidays linked to their ethnic heritage. Chinese New Year is observed in many American cities, and Americans of Irish heritage enjoy celebrating St. Patrick’s Day in mid-March. Additionally, several religions have played a role in introducing holidays to the calendar. Christians will celebrate Easter Sunday on April 20, 2014. Those in the Jewish community will observe Passover April 15 through April 22. Also in 2014, people of Muslim faith will begin their observance of Ramadan on June 29.

In every month of the calendar, there are holidays to celebrate. Whether solemn, patriotic, religious, or frivolous, American holidays have a wide range of themes. These celebrations unite Americans and give honor to the faiths, events and people they value.

Best Hybrid Cars for 2014

When hybrid vehicles were first introduced onto the car market, many motorists were reluctant to purchase them because the cars were deemed to be underpowered and bland-looking. Many car enthusiasts also questioned the long-term reliability of hybrid cars. Today, hybrid vehicles have definitely secured their niche in the car market. Thousands of people from across the globe can be seen roaming the streets in their new hybrid vehicle. Here are the best hybrid cars for 2014.

2014 Subaru XV Crosstek Hybrid
Are you seeking a capable crossover vehicle that is engineered to handle any type of road condition? If so, you should look no further than the 2014 Subaru Crosstek Hybrid. This hybrid vehicle is not only extremely efficient, but it is also equipped with an innovative AWD system. With a highway fuel efficiency of 34 mpg, there will not be many all-weather crossover vehicles that can compete with the Crosstek Hybrid. Although official horsepower numbers have not been released yet, it is likely to be even more powerful than the gas-only version.

2014 Honda Accord Plug-In Hybrid
best hybrid cars 2014The 2014 Honda Accord Plug-In Hybrid is one of the most attractive hybrids on the market. Aside from a few different styling cues, it looks just as stunning as the normal Accord. The big news is its fuel economy rating of 47 mpg in the city and 46 mpg on the highway. Due to the fact that it is a plug-in hybrid, this Accord can also run without the assistance of the gas engine. As a testament to the performance potential of a hybrid engine, the Accord Plug-In Hybrid can scoot to 60 mph in around 7.7 seconds.

2014 Volkswagen Jetta Hybrid
If you hold the belief that hybrids are unexciting and impractical, then you must experience the 2014 Volkswagen Jetta Hybrid. This hybrid sedan is engineered to be powerful, roomy, and fuel efficient. It also uses the rare combination of a turbocharged engine and electric motor to power the car. The Jetta Hybrid is able to unleash 170 horsepower and 184 pound-feet of torque, which is enough potency to allow for some fun behind the wheel. The sedan uses a cutting-edge, 7-speed dual-clutch transmission that delivers amazingly smooth gear shifts. Its 42-mpg fuel economy rating in the city is just icing on the cake.

2014 Lexus ES 300h
Once known as gas guzzlers, luxury sedans have now gotten on board with the trend of using hybrid engines. The 2014 Lexus ES 300h delivers a frugal 40 miles-per-gallon fuel efficiency rating, yet is still equipped with all of the high-tech goodies that luxury car owners demand. Even the base model comes standard with nice features such as a power moon-roof, LED turn signals, and an 8-speaker sound system. With a combined power output of 200 horsepower, the ES 300h has enough pep to keep the drive entertaining.

2014 Toyota Prius
For years, the Toyota Prius has stood atop the mountain as the best-selling hybrid vehicle in the world. The 2014 model promises to be better than ever. Not only will it have a sleeker exterior design, but it will also be a tad bit more powerful under the hood. To sweeten the deal, engineers also designed the 2014 Prius to be both lighter and more aerodynamic. The sportier design should attract new customers that are craving practicality and world-class fuel efficiency.

2014 Nissan Pathfinder Hybrid
Just a few years ago, the Pathfinder was no longer even being produced. The 2014 Nissan Pathfinder Hybrid makes sure that everyone knows that it is back with a vengeance. With a seating capacity of seven passengers, the Pathfinder will be one of the roomiest hybrids on the market. It makes use of a supercharged four-cylinder engine that is mated with a small electric motor. The hybrid engine pumps out about 230 horsepower and 243 pound-feet of torque, which is on par with the performance of the gas-only Pathfinder. All the high-end amenities are still available such as an 8-inch infotainment screen, dual panoramic sunroof, Bose sound system, and a unique camera system that gives a 360-degree view of the outside area.

Best Luxury Cars of 2014

The luxury automobile class is a rather curious subject. Once an indulgence for the entrepreneurs or CEOs of the world, the emergence of the so-called “entry level luxury” market class or “near luxury” designation has somewhat confused this segment – indeed, now more than ever the mass-market buyer can find him or herself behind the wheel of a luxury-branded chariot but one that doesn’t carry the panache of, say, a Mercedes S-Class. In a nutshell, the luxury car market now encompasses a veritable cornucopia of prices, styles, sizes and features that sometimes blur the line between “entry level luxury” and fully loaded mainstream vehicles.

Be that as it may, the 2014 car market is poised to be set on fire with some head-turning entries in the luxury class. Starting with the Acura RLX sedan, here’s a sexy-yet-sophisticated take on a classic touring road machine from the likes of Honda’s upscale division. With a price range of $48,450 to $60,450 and boasting a 20 mpg rage, the RLX can be had in the Base Sedan, Navigation Sedan, Technology Package Sedan, Krell Audio Sedan and Advanced Package Sedan trims.

best luxury cars 2014The Audi A4 for 2014, with a price range of $33,800 to $34,700, will continue to soldier on as a premium sedan with what is considered to be one of the finest interiors in the entry luxury sports sedan segment. The 2014 model’s Premium Plus and Prestige trims boast standard features such as S-line body kits and a slightly revised front bumper that includes a darker shade for the single-frame grille and reshaped diffuser piece out back. The 2014 A6 model, meanwhile, is poised to include some new features and options in an effort to further stimulate sales of the aluminum-bodied luxury sedan. Further, the A6 is, reportedly, going to be ready to do head-on battle with the Mercedes-Benz E350 and BMW 535i. Audi is preparing to inject new elements all across the board on the majority – if not all – of their models for 2014 including the S7 and S8.

Moving into the world of supreme luxury motor vehicles, Bentley’s 2014 Continental GT — notably in convertible guise – is gearing up to be the fastest four-seat convertible in the world, boasting a twin-turbocharged 6.0-liter W-12 engine that makes an astounding 616 horsepower and maximum torque of 590 pound-feet. This uber-sexy Bentley drop top will be available in a price range of $195,200 to $238,700. Meanwhile, the commanding and ultra-exotic Flying Spur sedan will represent itself in 2014 with reworked front and rear air spring systems that are slated to be 10 and 13 percent softer, respectively, than their predecessors according to Bentley. And, even the wild Mulsanne is gearing up to be a highly successful ultra-luxury car for 2014.

BMW’s consummate segment leader, the 3 Series, continues the automaker’s well-rounded and highly desirable “entry luxury” sensibilities in its 2014 guise. What is going to ultimately make it a top luxury car pick for 2014? How about excellent ride/handling balance, powerful and fuel-efficient engines, upscale interiors with straightforward controls and even spacious seating for its class. Of note is the re-emergence of the 3 Series Wagon, returning to BMW’s lineup after taking the model year 2013 off. The 2014 Wagon will come only as an all-wheel-drive model – and, much to the amazement of car enthusiasts worldwide, the 3 Series Coupe and Convertible won’t be members of the 2014 3 Series anymore, instead moving to become inaugural members of the 2014 “4 Series” line. Speaking of the 4 Series, this sexy new duo – comprised of the 428i and 435i – can be had with BMW’s xDrive all-wheel-drive system and boast carryover engines from the 3 Series range: i.e. the 428i is powered by the 2.0-liter turbocharged inline four-cylinder making 241 horsepower while the 435i utilizes the turbo-six mill with 306 horsepower. ActiveHybrid 3 models will also join the 2014 BMW lineup.

Of course, these are just more of the popular examples of what the 2014 luxury car playing field should look like – a plethora of alternatives will also be available to win the luxo-cruiser shopper’s heart and soul. Indeed, making choices in this class is limited only by one’s imagination.

Best MPG Cars 2014

With the instability of rising gas prices each year, its important to have a car that you can rely on to get great gas millage for years to come. Luckily, more and more cars are available that are sure to not only keep you on the road, but also do so without needing to fill up at the tank every few days. Here is a look at the some of the best 2014 fuel-efficient cars that get the best MPG.

Mazda3 Hatchback

The Mazda3 has always been known for getting great gas millage with its models. This will be no different in 2014, as the Mazda3 is expected to get up to 29 MPG in the city and nearly 41 MPG on the highway. These numbers are among the best rated by the EPA for 2014 car models. And as you’d expect to get with the Maxda3, it’s a great looking ride that will be certain to both look good and run well.

Dodge Dart Aero

The Dodge Dart is a great car for those that are looking to fully customize their vehicle, and do so with a reasonable price tag. The Dart has one of the most efficient prices for small cars and its gets even better knowing you won’t have to fill up very often, considering you’ll get 28/39 MPG in city/highway. The Dart is a great car, especially for those that are getting their first vehicle and are looking to spruce it up with options and still save money once they hit the road.

Nissan Sentra

The Nissan Sentra is a powerful 130-horespower compact car that is priced just below $20,000. It also has some quite nifty technological controls on the inside, including a Bluetooth and USB port and Bose Audio system, making the Sentra a powerful and entertaining car. Best yet, the Sentra gets 30 and 39 MPG in the city and on the highway respectively.

Honda Civic

best mpg car 2014The next few cars that will be mentioned will take a look at their hybrid models, which are both great on gas millage and also more friendly on the environment. The first Hybrid to consider for a new vehicle is the Honda Civic. Honda is one of the top car manufacturers in the world, and this continues to be true with the new Civic model. It is one of the most affordable cars for what it offers; and at roughly $25,000, the Civic is expected to get above 44 MPG, both in the city and on the highway. Aside from great price and great gas millage, the Honda Civic also gets a superb safety rating, adding ease to those that are driving their first hybrid vehicle.

Acura ILX

2013 was the first year that Acura released what is considered as the upscale twin of the Honda Civic, with the Acura ILX. 2014 will see the second year of the ILX and it is offered in a hybrid version, which is expected to surpass 40MPG in both the city and on the highway, much like the less expensive Civic. However, for the extra expense, the Acura offers many additional features, including a rear camera, enhanced audio system, and NVH tuning (for noise, vibration and harshness) which makes for a smoother ride. Overall, if you are looking for a quality car like the Honda Civic, but a more upscale version, the Acura ILX is a perfect option.

Chevy Silverado

Aside from all of the cars on this list, there will come times that some people will just simply need a truck for work or because they enjoy the feel of a truck on the road. With that in mind, the 2014 Chevy Silverado is a great option for those looking for fuel efficiency but the power of a truck. The Silverado is expected to get upwards of 19 MPG and potentially surpass 20MPG, which would be a first for a large pickup.

Ford F-150

The Ford F-150 is another truck and it gets upwards of 18 MPG. Ford models also offer EcoBoost, which is intended to help with gas mileage and productivity when driving.

Whether you are looking for a commuter car that you can use every day to drive, or a truck that helps you finish up the tasks that need more space, you can find vehicles that are accommodating to rising gas prices. While you cannot control gas prices, you can control the type of car that you have and how prepared you are for increasing prices on gas. Any of the options on this list will give you the opportunity to stay on the road, without filling up as often.

Ramadan in 2014

The end of summer brings on a flurry of activity after a lull in the wake of summer heat and time off from school. It’s also the time when Muslims celebrate Ramadan. In 2014, from June 28th to July 27th, Muslims will fast from sun up to sun down. Ramadan is the ninth month of the lunar calender and also the holiest time of year for Muslims. It’s thought that during this month the Quran was first revealed to the Prophet Muhammad by God.

Why Muslims Fast During Ramadan

As this is the holiest time of year, all practicing Muslims over the age of 12 are not allowed to drink or eat during daylight hours. Muslims acknowledge that this month is the time when the gates of hell close, and they are unable to be tempted throughout this month of self-control, discipline and goodwill. The fast doesn’t just pertain to food and drink however. The ritual fast is actually known as Sawm. Muslims are also restricted from pleasures of the senses such as smoking, listening to music and sex. This is meant to lessen the dependence on material goods and purify the soul.

How Ramadan Began

It’s believed that the first Ramadan happened during a particular hot summer, which is way the root of the Arabic name Ramadan means “the scorcher.” This practice started more than 1400 years ago when the Quran was revealed to Muhammad by God. The beginning date of Ramadan is determined by the day after the new moon during the Ramadan lunar month. The Night of Power is most holiest night of the year. This date occurs on an odd-numbered date during the last 10 days of Ramadan. In 2014 it’s July 23rd. Eid al-Fitr or “festivity of breaking the fast” is the last day of Ramadan and so begins the next lunar month.

Daily Life During Ramadan

Every day starts with suhoor. This is a meal before fasting. Muslims begin their first prayer before the sunrise. This is called Fajr. At sundown, families will gather for the end of fast meal known as iftar. A fruit called a date is very important during iftar as this was the food that Muhammad ate first after his fast. After dates are served, Muslims start Maghrib prayer, then the main meal is served. Iftar is a social gathering usually brought together with traditional dishes. Mostly water and juice are consumed during these milks with less focus on eating soda or other caffeinated drinks. The rules in the Middle East are much stricter for what is consumed during iftar. Traditional meals consist of water, juices, dates, salads, a few appetizers, one entree and a few desserts.

Types of Food Served at Iftar

Most of the main entrees contain lamb, grilled getables, roast chicken, chickpea rice pilaf and kababs. Desserts like baklava, luqaimat and kunafeh are served as well. Usually food is served banquet style following the Maghrib prayer.

The Month of Charity

Islam teaches Muslims to be very charitable, but Ramadan is an important month of giving as well as fasting. Zakat is a percentage of a person’s savings that must be given to the poor. Sadaqah is the name given to voluntary charity that goes beyond zakat. Good deeds are considered to be more rewarding during Ramadan. Other rewards are given to those who help the poor break their fast, which is why so many public areas in the Middle East are devoted to large banquets for iftar during Ramadan.

Scripture Study During Ramadan

Many Muslims read the entire Quran or at least read the Quran daily as part of their Ramadan ritual. Many communities also get together to do different segments of the Quran and conclude reading on Eid ul-Fitr or the end of Ramadan.

How Non-Muslims Can Participate

Ramadan isn’t limited to who can participate. Non-Muslims are welcome to participate in fasting and prayer with Muslim friends and family. They are also welcome to iftar and other activities for Ramadan. There are some polite phrases that people can also use for those who are fasting during Ramadan. These include Ramadan Mubarak and Ramadan Kareem, which mean “Have a Blessed or Generous Ramadan.”

Health Restrictions for Participants

The American Diabetes Association suggested that Ramadan isn’t a good idea for people with diabetes. Many Muslims with diabetes experience acute complications due to fasting. However, the study wasn’t conclusive and didn’t show enough evidence to prove that careful diabetic sufferers would still go through any complications or health problems as a result from fasting.

Do Any Muslims Abstain from Ramadan?

While many Muslims believe that fasting during Ramadan is necessary, there are other groups that do not partake in this activity. For example, pregnant or breastfeeding mothers and people with illness often do not fast during Ramadan. Those under the age of 12 do not have to fast. In other groups, children who have yet reached puberty do not have to fast.

The Meaning of Ramadan

In general Ramadan is a holy month meant to purify one’s heart and soul. To each Muslim Ramadan could mean something different. Some believe it is a time focus solely on prayer and reading the Quran while others believe Ramadan as a month of giving away possessions and showing great goodwill to fellow human beings. By removing material wants, people are able to fully focus their energy, faith and service to God. Muslims also focus on purifying their mind and body from actions and thoughts that go against Islam. For example, they may purge actions like cursing or thoughts of anger. It is important for all Muslims to remain pure in accordance with Islam during Ramadan.

In many ways Ramadan is a period of change. It marks the time of summer’s end and new beginnings. Muslims who participate in Ramadan feel a sense of renewal and energy from purifying their bodies and minds. It’s also a celebration of the Quran and dedication to prayer. Each year this month reminds people of their faith and fortifies their love of God.

Best Small Cars for 2014

The year 2014 promises to be a year of diversity, high-technology, better fuel economy and creature comforts. As sure as there are death and taxes, The OEMs have committed themselves to bring out fresh vehicle production lines that will push the boundaries. The following best small cars for 2014 will not necessarily be only of domestic design—Europe and the East are throwing their hats into the ring in hopes of grabbing a huge market share. The following list of vehicles are a certainty, although not everything about them is written in stone aside from the basic and general outlines.

2014 Ferrari Enzo

Although with the unlikely name of Enzo, this Ferrari is built to transcend its decade-old legend. Appealing more to the sport’s minded evangelist than the compact enthusiast, its frame will consist of carbon fiber for reduced weight, enhanced fuel economy and high performance. The V12 is mid-frame mounted, displacing around 7.3 liters with an rpm rev of up to 10,000, producing nearly 800 horsepower. It will also feature a Formula 1-style KERS (Kinetic Energy Recovery System) with a drivetrain electric motor and full battery pack which hops up the horsepower even more. The Enzo will cost a pretty penny and be out of the reach of most new car buyers, but it is likely to dominate the high-performance market and become a showstopper.

2014 SRT Viper Roadster

Dodge knew it had a good idea when it introduced the 1992 Viper RT/10, and the public doffed their hats to the company that dared to bring back a classic look but with a high-tech, performance appeal. The roadster trope has not changed aside from some smooth lines and extra creature comforts. You can expect to see the 8.3 liter, 640 hp V10 as the default engine, sandwiched inside its hard-core chassis. Not too much else is know about what to expect in new design features other than a roof that will completely fold down.

2014 Scion FR-S Cabrio

The FR-S will not be appearing with a plethora of design changes except for a soft roof. The 2.0 liter flat-head 4-cylinder will be front-mounted, driving the rear wheels. Last time out this engine and chassis combination drew raves for downright handling excitability, so little is expected to change in the front end and suspension. However, rumors have persisted that the engine will receive a Frankenstein-like upgrade to a forced induction model that will give the small 4-banger more power and quicker acceleration.

2014 Subaru BRZ STI

Don’t expect Subaru to sit on it laurels. The only complaints about the earlier BRZ was the lack of horsepower. It wasn’t exactly known for blasting out of a hole-shot and streaking down the highway. Even with the lightweight chassis and modified valve train, the newer version is expected to gain 50 horses over the standard 250 hp engine. Diehard fans of the BRZ have hoped all along for a turbo-charged version that entered the 300 hp or more realm. The designers at Subaru must have been listening since there is talk of of a fully supercharged engine witch is belt driven on top of the flat 4. Not even the top motor journalists have estimated what this means in the performance paradigm, but they can only wonder why such a small car is getting the fuel dragster treatment.

2014 Honda Civic

best small car 2014The Honda Civic has been a mainstay for small-compact vehicle enthusiasts since its conception. Improvements are expected with mainly the horsepower options since the 2013 model did little to increase performance, relying on the 1.8-liter 140 hp version. If horsepower boosts are not met by 2014, they are expected to appear in 2015, so potential customers can only hope for this change. The year 2013 brought about many changes and upgrades, with the addition of a rear back-up camera, Bluetooth phone interface and other quality interior add-ons. The interior comforts will be carried over and updated. The rear end is expected to get a new restyling, giving it a more high-performance look. More options will be offered as well as a larger color range. Honda expects to cut in on the market share from its competitors: VW Jetta, Ford Focus and the Mazda 3.

2014 Ford Focus

There are not many opponents of the Ford Focus. It has garnered a loyal fan base, primarily for its reliability, affordability and fuel economy. Its popularity in the domestic market has little competition. The S and SE models will be powered by their legendary 2.0-liter 4-cylinder, rated at 160 hp. The standard transmissions will be the 5-speed, with a 6-speed “Powershift” version as an option. This small car is peppy for its engine size, going from zero to 60 mph in 8.3 seconds, giving it a 27 (city) mpg and 38 (highway) mpg fuel consumption rating. Its crossover appeal results form a 107-kilowatt electric drive motor rated at 143 hp. The charging range is expected to be around 76 miles, and the MPGe fuel efficiency rating estimates 110 mpg in the city and 99 mpg on the highway. Improvements will be seen in the cabin features, with an emphasis on an attractive layout and quiet ride. The materials and trim packages will be of the highest standards, contributing to its upscale appearance and appeal.

Best New Cars 2014

The 2014 model year is shaping up to be a noteworthy one. Manufacturers are offering a winning collection of new and fully redesigned models, including everything from practical family sedans and down-to-earth pickup trucks, to stylish luxury cars and sizzling sports coupes. Here is a list of some of the most remarkable new models for 2014.

Chevrolet Corvette Stingray

Car enthusiasts will be excited about the newest model of this iconic American sports car. The 2014 Stingray comes in coupe and convertible versions, and underneath that sleek body you’ll find a powerful, technologically advanced 6.2 liter V8 engine, with 450 horsepower and 450 pound-feet of torque that will thrust you from 0 to 60 mph in about 3.8 seconds. The new Drive Mode Selector feature will allow the driver to control the car’s performance attributes in different driving situations, including traveling on wet roads, or enabling the engine to run on four cylinders to improve fuel economy.

Mercedes Benz S-Class

This smartly redesigned version of Mercedes’ flagship S-class sedan redefines the term luxury. The S550 version boasts a 455 horsepower twin-turbo V8, and the higher-performance S63 AMG 4MATIC features a 5.5-liter twin-turbo 577-horsepower V8. The S-class models come with a staggering list of high-tech chassis control options, like an autonomous driving mode, automatic steering to keep you centered between lane markers, and automatic suspension adjustment that keeps your passengers virtually unaware of imperfections in the road. If you want to go completely crazy with luxury features, you can opt for rear seats that create the feeling of a hot stone massage, heated armrests, and a climate control system with a perfuming and ionizing ability.

Jaguar F-Type

With a gorgeous, shapely body and 3.0 liter 380 horsepower engine, this two-seat, rear-drive convertible is priced below the Jaguar XK sports car line. If you want to spend a little more, though, opt for the 5.0 liter 495 horsepower supercharged V8 that will propel you to 60 mph in just over four seconds. All of the engines feature a seven-speed, manual transmission, and the combination of the light-weight structure, rear-drive configuration and responsive suspension deliver the nimble handling abilities we’ve come to expect from British sports cars.

Mercedes Benz CLA-Class

This is Mercedes’ first ever front-drive compact luxury sedan. This four-door vehicle is styled like the larger CLS-class models, with its aerodynamically designed sloping roof. The base model CLA250 comes with a 208 horsepower turbocharged four-cylinder engine, and the higher performance CLA45 AMG packs a powerful punch with a hand-built 355-horsepower 2.0 liter turbo four. Both models feature Mercedes’ 4matic all-wheel-drive and the Mercedes’ Parktronic system with Advance Parking Assist.

Cadillac ELR

This midsize, luxury, extended range electric car features the sophisticated styling, exclusive high-tech-looking interior, and assorted amenities that you would expect from a Cadillac. Its electric motor can run for about 35 miles on a charge before engaging the small gasoline engine, so most of us would rarely have to visit a gas station.

Infinity Q50

The Q50 is basically a makeover of Infinity’s previous G37 model, and it’s available with either a 3.7 liter 328 horsepower V6 engine, or, for the environmentally conscious, a 3.5 liter V6 hybrid version. With features like active cruise control, automatic forward braking, and the new Active Lane Control System that keeps the car centered between highway markers, the Q50 can practically drive itself. The new i-Key system recognizes up to four users, and it lets them customize parameters like seat and mirror adjustments, entertainment and navigation system presets, and even the interior temperature of the car.

Toyota Corolla

best new cars 2014This compact sedan got an upscale makeover, with a larger wheelbase, stylish front and rear end elements, and use of higher-end materials throughout. The 132-horsepower 1.8 liter four-cylinder engine remains standard, but the engine in the LE Eco model is 5% more fuel-efficient with its variable valve timing and a slightly quicker 140 horsepower engine. The six-speed manual transmission is standard, and most models offer the new CVT automatic that lets you opt between manual shift and automatic driving modes. Available upgrades include Toyota’s Entune system that will connect to your smartphone.

New Business Ideas for 2014

As the economy of the world continues to change to accommodate a constantly changing world population, there are many new business ideas that now have the ability to become profitable for entrepreneurs. As the population ages and becomes more and more dependent on mobile applications for its every day commerce and communications, enterprising individuals have a chance to blow open huge markets that are ready for exploitation.

There is also a huge call for new ways to create energy in the 21st century. The largest opportunities for sustained success will come from these new alternative energy markets.

Below are just a few of the ideas that society is calling for whose market has not been saturated yet.

One – Healthcare

With the population of the Western world aging, there will be many opportunities for entrepreneurial individuals to set up their own private healthcare businesses. With many private nurses and other healthcare professionals obtaining their training through independent programs, there will be many more qualified individuals that do not necessarily have the opportunity to work within the more established or state run health systems that employ most of those people currently. In short, these private healthcare professionals will need people to find them clients.

For this opportunity, the employment agency will not really even need to have a detailed knowledge of the healthcare industry. What will be required is the ability to drive traffic to a website that both clients and healthcare professionals can access. By providing easier access to both clients and professionals, an entrepreneur can charge a premium for the convenience without having to ever leave the comfort of home.

Two – Mobile Apps

new business ideas 2014With mobile apps becoming the norm for communications and entertainment in the 21st century, entrepreneurs who are able to come up with the next popular idea will certainly profit. Many of the most popular apps today provide the same functionality as previous apps; they simply do it more quickly or more easily. For instance, the Pheed app was basically a clone of Twitter; however, it allowed individuals to more easily attach videos and music to their messages. It was also highly successful because of its compatibility with the popular iPhone line.

However, before long, the Pheed phenomenon was taken over by Vine, who built on the momentum Pheed had by providing users with the ability to make short six second videos by stopping and starting their iPhones in a manner similar to the formation of .gif files. An entrepreneur who builds upon this technology and offers up more functionality or quicker lines of communication can easily profit in this new environment for everything app.

Three – Green Energy Distributors

Those in the know are looking for alternatives to the gas and oil monopoly that state run energy companies have. There are viable alternatives such as hydrogen, natural gas and coal. However, most of these options are out of the financial range of the average person simply because there is not enough demand to create the volume needed to lower the price in a substantial way.

In the new economy, an entrepreneur with a business that is able to lower the cost of alternative energy (which should really be mainstream energy) will certainly be able to take advantage of market that is wide open for exploitation. There will likely be a great deal of resistance from the establishment powers who sense that their monopoly over energy might be coming to an end; however, this business has the most potential for profit by far because it is a product that everyone needs on a day to day basis.

In order to take full advantage of any of the markets described above, an entrepreneur will need a great deal of knowledge about how to promote and attract investors to a business. These are big ideas that will require a team effort to accomplish; however, the rewards are there for the person who spearheads the effort.

Auto Insurance in 2014

Finding Auto Insurance is never fun.

However, in the year 2014, getting a solid auto policy isn’t as impossible or annoying as it once was.

Thanks to the power of the internet, it is now much easier to get quotes from different companies.

What to Look For

For the meantime, let’s discuss auto insurance and how you can secure the best insurance coverage for your vehicle without suffering costly monthly premiums. Searching for auto insurance is a lengthy and complex process. The reason behind such complexity is mainly because of the variety of choices you can select from. Auto insurance plans are written off in millions each year with more than a hundred auto insurance firms providing them. In addition, coverage features immensely vary depending on the policyholder’s needs and circumstances. So which auto insurance should you purchase?

Finding the most suitable auto insurance coverage should be one of your priorities. You should aim for coverage that is comprehensive and useful without the considerable bills pouring in each month. So what coverage features should you opt for? If you are rolling on a tight budget and need to trim your insurance up til the last bit, then you’d want to know the basic and most important coverage features from the lot. Today, countries stringently mandate drivers and vehicle owners to have, at the least, basic auto insurance otherwise penalties are dealt to the uninsured or under-insured driver.

Liability coverage is one of the features you should look for. In the event of a vehicular accident or collision, the one at fault will be filed against liability at court. If you are found at the liable side of the courtroom, you’re looking to pay a hefty sum of money to close the case. This is where liability coverage rescues you from absolute financial mess. This type of coverage will offer financial protection against cost of any damage that happens to another vehicle from an accident you’ve caused. When purchasing liability coverage, make sure the maximum support will suffice to replace a new car if required. In addition, bodily harm liability coverage must be enough to support payment for medical bills and therapeutic expenses.

Collision coverage is another important feature mandated by nearly all states in the US as well as other countries. It is one of the most common features that will be covering your own vehicle in the event of a collision that you were found at fault. Along with collision coverage, consider a comprehensive insurance as well, which protects expenses of auto repair and replacement caused by an instance other than an accident, such as theft, flood, fire or earthquake.

Uninsured driver coverage feature also plays a key role for any auto insurance. It covers the expenses of the driver and his/her passengers in case the accident was caused by someone who has inadequate or no auto insurance. The coverage is subdivided into bodily harm and property damage.

Cost is an inevitable factor that can compel or repel prospecting buyers. If you are searching for auto insurance, take the monthly premiums and quotes as one of your primary criterion. However, avoid making a decision based solely on the price of the insurance as this may result in inadequate and poor quality coverage.

Should I Bundle?

Before we get into the semantics of bundling auto insurance, let me ask you a couple of questions. Does your insurance agent know your first and last name? Can you reach him or her on the phone or do they prefer a text or email message? Have they ever suggested you might be able to get some juicy discounts by bundling your cars, homeowners, and all other insurance policies you have? If not, perhaps it’s time to look for another insurance company and agent. On the other hand, remember the Old Italian saying: “you won’t get it – if you don’t ask.”

But let’s not kid ourselves. The name “insurance” has been a thorn in most people’s side since they were 18 or older, and had to pay their own way when it comes to any kind of insurance. When you drive; you need it. Buying a home or condo you can’t get loan without it. Insurance is like an octopus; its tentacles are everywhere, which is even more reason why you can save money if you bundle all your policies; think Easter and putting all your eggs in one basket. Package discounts are most time offered to customers who can insure more than one thing. The most frequent bundling is when home and auto insurance are married together; those are just two references, but you can do it with most anything.

Think of “bundling” this way. At the grocery store the steak sale says buy three, get one FREE. That makes good sense, so why not apply it to your auto insurance? And if you’re using one company for your vehicles and another for home and content insurance, stop genuflecting to one! Notify them both you plan to bundle stuff, and let them fight it out among themselves as to which company will ultimately have the best deal. And don’t let personal feelings enter the picture, either. Using this method you’ll be a “happy camper” knowing that one of these companies will be providing a nice “bundling discount.”

However, there is a “cloud” hanging around the “blue skies and green lights” picture we have just painted. Your chosen insurance provider is not obligated to tell you about any of these future discounts you may get by bundling home, vehicles, dental, vision, health, motorcycle, boat, content insurance, and life with them. Oh, sure, they may have a bundling policy that would work in your favor but that doesn’t mean they have to tell you about it unless you ask! (Refer to paragraph one) Actually, if it gets to the point of having to ask about any bundling discounts that would save you money, maybe you have chosen the wrong company.

In the final analysis, when you bundle your auto insurance with all your other insurance needs, make sure you inquire with the agent to verify that doing this will not lessen your current policy coverage amounts. The bottom line is, bundling should be simple; one company, and saving money with a smile on your face every month. You will also find that you’ll be spending less time sorting through all that tedious policy paperwork you hate doing. And since the old mantra that says: “time is money” is true, bundling all your insurance policies, will let you score a touchdown.

What Effects the Price?

Shopping for auto insurance can see a little over whelming sometimes, especially if this will be your first time having to find a policy that suites your needs. There are factors that determine how much you will have to pay. Some of these factors are out of your control and there is nothing you can do to change them. However, there are some factors that you can control and will have an impact on how much you will have to pay out of pocket.

The Type of Car You Drive

One of the factors that you can change is by the type of car you are trying to get coverage on. Factors about your vehicle, such as how popular it is with thieves, its age, what safety features are present, and how it rates in an accident, will have an impact on your overall cost. Newer cars typically will have

Driving Habits

How you drive is another factor that you can control and can have an impact on your insurance rates. Having several traffic tickets in a relatively short period of time can have a negative impact as well. Additionally, auto accidents can also impact your premiums. In other words, the safer and cleaner your driving record, the better and lower your insurance rates will be.

Where You Live

I major factor that most people may not realize is the state in which they live. Each state regulates the rates for auto insurance. This in turn means that the insurance company has to follow any regulations the state has put in place for auto insurance. It is not practical to move from one state to another to save a few bucks on your auto insurance so this is one factor that can be either changed by you or not.
Just for your general information; in 2009 the state with the lowest average auto insurance premium was North Dakota which was $510. On the other hand, the highest state in 2009 was D.C. at $1,128.

How You Use your Vehicle

What you use your vehicle for on a daily basis is also a factor on how much your insurance will cost you. Cars are placed in categories based on what they are used for, work, business, pleasure, or farm use. If your vehicle is just used for pleasure, then the rates will typically be lower than if it were to be used for business. Pleasure use vehicles usually have the lowest rates while vehicle used for business are typically the highest rates. Insurance companies will determine what category your vehicle falls in off the number of miles you drive in a year. Their logic is pretty simple, the more you drive your car, the higher the chance of you being involved in an accident.

Your Age and Gender

Obviously you cannot control how old you are or what sex you are. But these are two factors insurance companies use to determine how much your premiums will cost you. The insurers do not do this to punish you for being certain age or sex. They base the rates off of countless statistical data that show what ages and what sexes are involved in accidents.

Check with your local auto insurance provider to see what the state regulations are. There are as many insurance providers as there are types of vehicles so take your time and shop around.

Best Sports Car for 2014

With 2014 approaching fast, the world’s automakers have some truly delightful all-new models set to set the sports car scene on fire with new hybrid technology and powerful turbocharged engines. The world’s best sports cars and supercars constantly push the limits of what was previously thought possible in the areas of engine output, efficiency, and the use of light yet strong materials. Here are what we think are the best sports cars of 2014. (more…)

Best Car for 2014

If you are looking for a new 2014 car, look no further. The best vehicles in the automotive market are listed here to make your decision easy. Each vehicle has its own character, style and price point to satisfy a wide range of shoppers. Some of the cars have been completely redesigned, while others have improved their presences with enhancements to previous versions. Without further delay, here are the best cars for the 2014 year model. (more…)

Best Truck for 2014

As the latest line of trucks is hitting the market, it is important to examine a list of top choices. There are numerous trucks with various features that a person will need to compare before making a final purchase decision. Some people will choose to remain loyal to a favorite brand, while others are willing to take a chance with something new. Here is a closer look at the positives and negatives that are associated with the best trucks of 2014. (more…)

Online Business Ideas for 2014

Recent advancements in internet technology have made it much easier for entrepreneurs to start an online business. While e-commerce, online advertisements and blogs have been around for over a decade, easy-to-use website templates and affordable content writing services have made online businesses affordable for everyone.

If thorough planning takes place and an effective online marketing plan is implemented, the following online business ideas are sure to be profitable in 2014: (more…)

Best Credit Card for 2014

The qualities of the best credit card in 2014 are going to be multiple. Granted, there are plenty of cards available from the lending industry split apart by individual benefits so that they can make one card a little bit distinct from other credit cards. However, the best credit card will have multiple benefits included in its package, ranging from no annual fee to reward points earned to reward bonuses to discounts with affiliated business partners or coupons. (more…)

Business Ideas for 2014

If there is an upside to the current economic situation it is the fact that so many people are taking control of their situations by looking for ways to put more of their career destiny in their own hands by looking for business opportunities that they can start with little or no money. In fact, with the right knowledge, you could start any one of these businesses tomorrow. If you want access to our far bigger list of business ideas for 2014, subscribe to our free email list using the form in the sidebar! (more…)