Best Hybrid Cars for 2014

When hybrid vehicles were first introduced onto the car market, many motorists were reluctant to purchase them because the cars were deemed to be underpowered and bland-looking. Many car enthusiasts also questioned the long-term reliability of hybrid cars. Today, hybrid vehicles have definitely secured their niche in the car market. Thousands of people from across the globe can be seen roaming the streets in their new hybrid vehicle. Here are the best hybrid cars for 2014.

2014 Subaru XV Crosstek Hybrid
Are you seeking a capable crossover vehicle that is engineered to handle any type of road condition? If so, you should look no further than the 2014 Subaru Crosstek Hybrid. This hybrid vehicle is not only extremely efficient, but it is also equipped with an innovative AWD system. With a highway fuel efficiency of 34 mpg, there will not be many all-weather crossover vehicles that can compete with the Crosstek Hybrid. Although official horsepower numbers have not been released yet, it is likely to be even more powerful than the gas-only version.

2014 Honda Accord Plug-In Hybrid
best hybrid cars 2014The 2014 Honda Accord Plug-In Hybrid is one of the most attractive hybrids on the market. Aside from a few different styling cues, it looks just as stunning as the normal Accord. The big news is its fuel economy rating of 47 mpg in the city and 46 mpg on the highway. Due to the fact that it is a plug-in hybrid, this Accord can also run without the assistance of the gas engine. As a testament to the performance potential of a hybrid engine, the Accord Plug-In Hybrid can scoot to 60 mph in around 7.7 seconds.

2014 Volkswagen Jetta Hybrid
If you hold the belief that hybrids are unexciting and impractical, then you must experience the 2014 Volkswagen Jetta Hybrid. This hybrid sedan is engineered to be powerful, roomy, and fuel efficient. It also uses the rare combination of a turbocharged engine and electric motor to power the car. The Jetta Hybrid is able to unleash 170 horsepower and 184 pound-feet of torque, which is enough potency to allow for some fun behind the wheel. The sedan uses a cutting-edge, 7-speed dual-clutch transmission that delivers amazingly smooth gear shifts. Its 42-mpg fuel economy rating in the city is just icing on the cake.

2014 Lexus ES 300h
Once known as gas guzzlers, luxury sedans have now gotten on board with the trend of using hybrid engines. The 2014 Lexus ES 300h delivers a frugal 40 miles-per-gallon fuel efficiency rating, yet is still equipped with all of the high-tech goodies that luxury car owners demand. Even the base model comes standard with nice features such as a power moon-roof, LED turn signals, and an 8-speaker sound system. With a combined power output of 200 horsepower, the ES 300h has enough pep to keep the drive entertaining.

2014 Toyota Prius
For years, the Toyota Prius has stood atop the mountain as the best-selling hybrid vehicle in the world. The 2014 model promises to be better than ever. Not only will it have a sleeker exterior design, but it will also be a tad bit more powerful under the hood. To sweeten the deal, engineers also designed the 2014 Prius to be both lighter and more aerodynamic. The sportier design should attract new customers that are craving practicality and world-class fuel efficiency.

2014 Nissan Pathfinder Hybrid
Just a few years ago, the Pathfinder was no longer even being produced. The 2014 Nissan Pathfinder Hybrid makes sure that everyone knows that it is back with a vengeance. With a seating capacity of seven passengers, the Pathfinder will be one of the roomiest hybrids on the market. It makes use of a supercharged four-cylinder engine that is mated with a small electric motor. The hybrid engine pumps out about 230 horsepower and 243 pound-feet of torque, which is on par with the performance of the gas-only Pathfinder. All the high-end amenities are still available such as an 8-inch infotainment screen, dual panoramic sunroof, Bose sound system, and a unique camera system that gives a 360-degree view of the outside area.

Best Luxury Cars of 2014

The luxury automobile class is a rather curious subject. Once an indulgence for the entrepreneurs or CEOs of the world, the emergence of the so-called “entry level luxury” market class or “near luxury” designation has somewhat confused this segment – indeed, now more than ever the mass-market buyer can find him or herself behind the wheel of a luxury-branded chariot but one that doesn’t carry the panache of, say, a Mercedes S-Class. In a nutshell, the luxury car market now encompasses a veritable cornucopia of prices, styles, sizes and features that sometimes blur the line between “entry level luxury” and fully loaded mainstream vehicles.

Be that as it may, the 2014 car market is poised to be set on fire with some head-turning entries in the luxury class. Starting with the Acura RLX sedan, here’s a sexy-yet-sophisticated take on a classic touring road machine from the likes of Honda’s upscale division. With a price range of $48,450 to $60,450 and boasting a 20 mpg rage, the RLX can be had in the Base Sedan, Navigation Sedan, Technology Package Sedan, Krell Audio Sedan and Advanced Package Sedan trims.

best luxury cars 2014The Audi A4 for 2014, with a price range of $33,800 to $34,700, will continue to soldier on as a premium sedan with what is considered to be one of the finest interiors in the entry luxury sports sedan segment. The 2014 model’s Premium Plus and Prestige trims boast standard features such as S-line body kits and a slightly revised front bumper that includes a darker shade for the single-frame grille and reshaped diffuser piece out back. The 2014 A6 model, meanwhile, is poised to include some new features and options in an effort to further stimulate sales of the aluminum-bodied luxury sedan. Further, the A6 is, reportedly, going to be ready to do head-on battle with the Mercedes-Benz E350 and BMW 535i. Audi is preparing to inject new elements all across the board on the majority – if not all – of their models for 2014 including the S7 and S8.

Moving into the world of supreme luxury motor vehicles, Bentley’s 2014 Continental GT — notably in convertible guise – is gearing up to be the fastest four-seat convertible in the world, boasting a twin-turbocharged 6.0-liter W-12 engine that makes an astounding 616 horsepower and maximum torque of 590 pound-feet. This uber-sexy Bentley drop top will be available in a price range of $195,200 to $238,700. Meanwhile, the commanding and ultra-exotic Flying Spur sedan will represent itself in 2014 with reworked front and rear air spring systems that are slated to be 10 and 13 percent softer, respectively, than their predecessors according to Bentley. And, even the wild Mulsanne is gearing up to be a highly successful ultra-luxury car for 2014.

BMW’s consummate segment leader, the 3 Series, continues the automaker’s well-rounded and highly desirable “entry luxury” sensibilities in its 2014 guise. What is going to ultimately make it a top luxury car pick for 2014? How about excellent ride/handling balance, powerful and fuel-efficient engines, upscale interiors with straightforward controls and even spacious seating for its class. Of note is the re-emergence of the 3 Series Wagon, returning to BMW’s lineup after taking the model year 2013 off. The 2014 Wagon will come only as an all-wheel-drive model – and, much to the amazement of car enthusiasts worldwide, the 3 Series Coupe and Convertible won’t be members of the 2014 3 Series anymore, instead moving to become inaugural members of the 2014 “4 Series” line. Speaking of the 4 Series, this sexy new duo – comprised of the 428i and 435i – can be had with BMW’s xDrive all-wheel-drive system and boast carryover engines from the 3 Series range: i.e. the 428i is powered by the 2.0-liter turbocharged inline four-cylinder making 241 horsepower while the 435i utilizes the turbo-six mill with 306 horsepower. ActiveHybrid 3 models will also join the 2014 BMW lineup.

Of course, these are just more of the popular examples of what the 2014 luxury car playing field should look like – a plethora of alternatives will also be available to win the luxo-cruiser shopper’s heart and soul. Indeed, making choices in this class is limited only by one’s imagination.

Best MPG Cars 2014

With the instability of rising gas prices each year, its important to have a car that you can rely on to get great gas millage for years to come. Luckily, more and more cars are available that are sure to not only keep you on the road, but also do so without needing to fill up at the tank every few days. Here is a look at the some of the best 2014 fuel-efficient cars that get the best MPG.

Mazda3 Hatchback

The Mazda3 has always been known for getting great gas millage with its models. This will be no different in 2014, as the Mazda3 is expected to get up to 29 MPG in the city and nearly 41 MPG on the highway. These numbers are among the best rated by the EPA for 2014 car models. And as you’d expect to get with the Maxda3, it’s a great looking ride that will be certain to both look good and run well.

Dodge Dart Aero

The Dodge Dart is a great car for those that are looking to fully customize their vehicle, and do so with a reasonable price tag. The Dart has one of the most efficient prices for small cars and its gets even better knowing you won’t have to fill up very often, considering you’ll get 28/39 MPG in city/highway. The Dart is a great car, especially for those that are getting their first vehicle and are looking to spruce it up with options and still save money once they hit the road.

Nissan Sentra

The Nissan Sentra is a powerful 130-horespower compact car that is priced just below $20,000. It also has some quite nifty technological controls on the inside, including a Bluetooth and USB port and Bose Audio system, making the Sentra a powerful and entertaining car. Best yet, the Sentra gets 30 and 39 MPG in the city and on the highway respectively.

Honda Civic

best mpg car 2014The next few cars that will be mentioned will take a look at their hybrid models, which are both great on gas millage and also more friendly on the environment. The first Hybrid to consider for a new vehicle is the Honda Civic. Honda is one of the top car manufacturers in the world, and this continues to be true with the new Civic model. It is one of the most affordable cars for what it offers; and at roughly $25,000, the Civic is expected to get above 44 MPG, both in the city and on the highway. Aside from great price and great gas millage, the Honda Civic also gets a superb safety rating, adding ease to those that are driving their first hybrid vehicle.

Acura ILX

2013 was the first year that Acura released what is considered as the upscale twin of the Honda Civic, with the Acura ILX. 2014 will see the second year of the ILX and it is offered in a hybrid version, which is expected to surpass 40MPG in both the city and on the highway, much like the less expensive Civic. However, for the extra expense, the Acura offers many additional features, including a rear camera, enhanced audio system, and NVH tuning (for noise, vibration and harshness) which makes for a smoother ride. Overall, if you are looking for a quality car like the Honda Civic, but a more upscale version, the Acura ILX is a perfect option.

Chevy Silverado

Aside from all of the cars on this list, there will come times that some people will just simply need a truck for work or because they enjoy the feel of a truck on the road. With that in mind, the 2014 Chevy Silverado is a great option for those looking for fuel efficiency but the power of a truck. The Silverado is expected to get upwards of 19 MPG and potentially surpass 20MPG, which would be a first for a large pickup.

Ford F-150

The Ford F-150 is another truck and it gets upwards of 18 MPG. Ford models also offer EcoBoost, which is intended to help with gas mileage and productivity when driving.

Whether you are looking for a commuter car that you can use every day to drive, or a truck that helps you finish up the tasks that need more space, you can find vehicles that are accommodating to rising gas prices. While you cannot control gas prices, you can control the type of car that you have and how prepared you are for increasing prices on gas. Any of the options on this list will give you the opportunity to stay on the road, without filling up as often.

Best Small Cars for 2014

The year 2014 promises to be a year of diversity, high-technology, better fuel economy and creature comforts. As sure as there are death and taxes, The OEMs have committed themselves to bring out fresh vehicle production lines that will push the boundaries. The following best small cars for 2014 will not necessarily be only of domestic design—Europe and the East are throwing their hats into the ring in hopes of grabbing a huge market share. The following list of vehicles are a certainty, although not everything about them is written in stone aside from the basic and general outlines.

2014 Ferrari Enzo

Although with the unlikely name of Enzo, this Ferrari is built to transcend its decade-old legend. Appealing more to the sport’s minded evangelist than the compact enthusiast, its frame will consist of carbon fiber for reduced weight, enhanced fuel economy and high performance. The V12 is mid-frame mounted, displacing around 7.3 liters with an rpm rev of up to 10,000, producing nearly 800 horsepower. It will also feature a Formula 1-style KERS (Kinetic Energy Recovery System) with a drivetrain electric motor and full battery pack which hops up the horsepower even more. The Enzo will cost a pretty penny and be out of the reach of most new car buyers, but it is likely to dominate the high-performance market and become a showstopper.

2014 SRT Viper Roadster

Dodge knew it had a good idea when it introduced the 1992 Viper RT/10, and the public doffed their hats to the company that dared to bring back a classic look but with a high-tech, performance appeal. The roadster trope has not changed aside from some smooth lines and extra creature comforts. You can expect to see the 8.3 liter, 640 hp V10 as the default engine, sandwiched inside its hard-core chassis. Not too much else is know about what to expect in new design features other than a roof that will completely fold down.

2014 Scion FR-S Cabrio

The FR-S will not be appearing with a plethora of design changes except for a soft roof. The 2.0 liter flat-head 4-cylinder will be front-mounted, driving the rear wheels. Last time out this engine and chassis combination drew raves for downright handling excitability, so little is expected to change in the front end and suspension. However, rumors have persisted that the engine will receive a Frankenstein-like upgrade to a forced induction model that will give the small 4-banger more power and quicker acceleration.

2014 Subaru BRZ STI

Don’t expect Subaru to sit on it laurels. The only complaints about the earlier BRZ was the lack of horsepower. It wasn’t exactly known for blasting out of a hole-shot and streaking down the highway. Even with the lightweight chassis and modified valve train, the newer version is expected to gain 50 horses over the standard 250 hp engine. Diehard fans of the BRZ have hoped all along for a turbo-charged version that entered the 300 hp or more realm. The designers at Subaru must have been listening since there is talk of of a fully supercharged engine witch is belt driven on top of the flat 4. Not even the top motor journalists have estimated what this means in the performance paradigm, but they can only wonder why such a small car is getting the fuel dragster treatment.

2014 Honda Civic

best small car 2014The Honda Civic has been a mainstay for small-compact vehicle enthusiasts since its conception. Improvements are expected with mainly the horsepower options since the 2013 model did little to increase performance, relying on the 1.8-liter 140 hp version. If horsepower boosts are not met by 2014, they are expected to appear in 2015, so potential customers can only hope for this change. The year 2013 brought about many changes and upgrades, with the addition of a rear back-up camera, Bluetooth phone interface and other quality interior add-ons. The interior comforts will be carried over and updated. The rear end is expected to get a new restyling, giving it a more high-performance look. More options will be offered as well as a larger color range. Honda expects to cut in on the market share from its competitors: VW Jetta, Ford Focus and the Mazda 3.

2014 Ford Focus

There are not many opponents of the Ford Focus. It has garnered a loyal fan base, primarily for its reliability, affordability and fuel economy. Its popularity in the domestic market has little competition. The S and SE models will be powered by their legendary 2.0-liter 4-cylinder, rated at 160 hp. The standard transmissions will be the 5-speed, with a 6-speed “Powershift” version as an option. This small car is peppy for its engine size, going from zero to 60 mph in 8.3 seconds, giving it a 27 (city) mpg and 38 (highway) mpg fuel consumption rating. Its crossover appeal results form a 107-kilowatt electric drive motor rated at 143 hp. The charging range is expected to be around 76 miles, and the MPGe fuel efficiency rating estimates 110 mpg in the city and 99 mpg on the highway. Improvements will be seen in the cabin features, with an emphasis on an attractive layout and quiet ride. The materials and trim packages will be of the highest standards, contributing to its upscale appearance and appeal.

Best New Cars 2014

The 2014 model year is shaping up to be a noteworthy one. Manufacturers are offering a winning collection of new and fully redesigned models, including everything from practical family sedans and down-to-earth pickup trucks, to stylish luxury cars and sizzling sports coupes. Here is a list of some of the most remarkable new models for 2014.

Chevrolet Corvette Stingray

Car enthusiasts will be excited about the newest model of this iconic American sports car. The 2014 Stingray comes in coupe and convertible versions, and underneath that sleek body you’ll find a powerful, technologically advanced 6.2 liter V8 engine, with 450 horsepower and 450 pound-feet of torque that will thrust you from 0 to 60 mph in about 3.8 seconds. The new Drive Mode Selector feature will allow the driver to control the car’s performance attributes in different driving situations, including traveling on wet roads, or enabling the engine to run on four cylinders to improve fuel economy.

Mercedes Benz S-Class

This smartly redesigned version of Mercedes’ flagship S-class sedan redefines the term luxury. The S550 version boasts a 455 horsepower twin-turbo V8, and the higher-performance S63 AMG 4MATIC features a 5.5-liter twin-turbo 577-horsepower V8. The S-class models come with a staggering list of high-tech chassis control options, like an autonomous driving mode, automatic steering to keep you centered between lane markers, and automatic suspension adjustment that keeps your passengers virtually unaware of imperfections in the road. If you want to go completely crazy with luxury features, you can opt for rear seats that create the feeling of a hot stone massage, heated armrests, and a climate control system with a perfuming and ionizing ability.

Jaguar F-Type

With a gorgeous, shapely body and 3.0 liter 380 horsepower engine, this two-seat, rear-drive convertible is priced below the Jaguar XK sports car line. If you want to spend a little more, though, opt for the 5.0 liter 495 horsepower supercharged V8 that will propel you to 60 mph in just over four seconds. All of the engines feature a seven-speed, manual transmission, and the combination of the light-weight structure, rear-drive configuration and responsive suspension deliver the nimble handling abilities we’ve come to expect from British sports cars.

Mercedes Benz CLA-Class

This is Mercedes’ first ever front-drive compact luxury sedan. This four-door vehicle is styled like the larger CLS-class models, with its aerodynamically designed sloping roof. The base model CLA250 comes with a 208 horsepower turbocharged four-cylinder engine, and the higher performance CLA45 AMG packs a powerful punch with a hand-built 355-horsepower 2.0 liter turbo four. Both models feature Mercedes’ 4matic all-wheel-drive and the Mercedes’ Parktronic system with Advance Parking Assist.

Cadillac ELR

This midsize, luxury, extended range electric car features the sophisticated styling, exclusive high-tech-looking interior, and assorted amenities that you would expect from a Cadillac. Its electric motor can run for about 35 miles on a charge before engaging the small gasoline engine, so most of us would rarely have to visit a gas station.

Infinity Q50

The Q50 is basically a makeover of Infinity’s previous G37 model, and it’s available with either a 3.7 liter 328 horsepower V6 engine, or, for the environmentally conscious, a 3.5 liter V6 hybrid version. With features like active cruise control, automatic forward braking, and the new Active Lane Control System that keeps the car centered between highway markers, the Q50 can practically drive itself. The new i-Key system recognizes up to four users, and it lets them customize parameters like seat and mirror adjustments, entertainment and navigation system presets, and even the interior temperature of the car.

Toyota Corolla

best new cars 2014This compact sedan got an upscale makeover, with a larger wheelbase, stylish front and rear end elements, and use of higher-end materials throughout. The 132-horsepower 1.8 liter four-cylinder engine remains standard, but the engine in the LE Eco model is 5% more fuel-efficient with its variable valve timing and a slightly quicker 140 horsepower engine. The six-speed manual transmission is standard, and most models offer the new CVT automatic that lets you opt between manual shift and automatic driving modes. Available upgrades include Toyota’s Entune system that will connect to your smartphone.

Auto Insurance in 2014

Finding Auto Insurance is never fun.

However, in the year 2014, getting a solid auto policy isn’t as impossible or annoying as it once was.

Thanks to the power of the internet, it is now much easier to get quotes from different companies.

What to Look For

For the meantime, let’s discuss auto insurance and how you can secure the best insurance coverage for your vehicle without suffering costly monthly premiums. Searching for auto insurance is a lengthy and complex process. The reason behind such complexity is mainly because of the variety of choices you can select from. Auto insurance plans are written off in millions each year with more than a hundred auto insurance firms providing them. In addition, coverage features immensely vary depending on the policyholder’s needs and circumstances. So which auto insurance should you purchase?

Finding the most suitable auto insurance coverage should be one of your priorities. You should aim for coverage that is comprehensive and useful without the considerable bills pouring in each month. So what coverage features should you opt for? If you are rolling on a tight budget and need to trim your insurance up til the last bit, then you’d want to know the basic and most important coverage features from the lot. Today, countries stringently mandate drivers and vehicle owners to have, at the least, basic auto insurance otherwise penalties are dealt to the uninsured or under-insured driver.

Liability coverage is one of the features you should look for. In the event of a vehicular accident or collision, the one at fault will be filed against liability at court. If you are found at the liable side of the courtroom, you’re looking to pay a hefty sum of money to close the case. This is where liability coverage rescues you from absolute financial mess. This type of coverage will offer financial protection against cost of any damage that happens to another vehicle from an accident you’ve caused. When purchasing liability coverage, make sure the maximum support will suffice to replace a new car if required. In addition, bodily harm liability coverage must be enough to support payment for medical bills and therapeutic expenses.

Collision coverage is another important feature mandated by nearly all states in the US as well as other countries. It is one of the most common features that will be covering your own vehicle in the event of a collision that you were found at fault. Along with collision coverage, consider a comprehensive insurance as well, which protects expenses of auto repair and replacement caused by an instance other than an accident, such as theft, flood, fire or earthquake.

Uninsured driver coverage feature also plays a key role for any auto insurance. It covers the expenses of the driver and his/her passengers in case the accident was caused by someone who has inadequate or no auto insurance. The coverage is subdivided into bodily harm and property damage.

Cost is an inevitable factor that can compel or repel prospecting buyers. If you are searching for auto insurance, take the monthly premiums and quotes as one of your primary criterion. However, avoid making a decision based solely on the price of the insurance as this may result in inadequate and poor quality coverage.

Should I Bundle?

Before we get into the semantics of bundling auto insurance, let me ask you a couple of questions. Does your insurance agent know your first and last name? Can you reach him or her on the phone or do they prefer a text or email message? Have they ever suggested you might be able to get some juicy discounts by bundling your cars, homeowners, and all other insurance policies you have? If not, perhaps it’s time to look for another insurance company and agent. On the other hand, remember the Old Italian saying: “you won’t get it – if you don’t ask.”

But let’s not kid ourselves. The name “insurance” has been a thorn in most people’s side since they were 18 or older, and had to pay their own way when it comes to any kind of insurance. When you drive; you need it. Buying a home or condo you can’t get loan without it. Insurance is like an octopus; its tentacles are everywhere, which is even more reason why you can save money if you bundle all your policies; think Easter and putting all your eggs in one basket. Package discounts are most time offered to customers who can insure more than one thing. The most frequent bundling is when home and auto insurance are married together; those are just two references, but you can do it with most anything.

Think of “bundling” this way. At the grocery store the steak sale says buy three, get one FREE. That makes good sense, so why not apply it to your auto insurance? And if you’re using one company for your vehicles and another for home and content insurance, stop genuflecting to one! Notify them both you plan to bundle stuff, and let them fight it out among themselves as to which company will ultimately have the best deal. And don’t let personal feelings enter the picture, either. Using this method you’ll be a “happy camper” knowing that one of these companies will be providing a nice “bundling discount.”

However, there is a “cloud” hanging around the “blue skies and green lights” picture we have just painted. Your chosen insurance provider is not obligated to tell you about any of these future discounts you may get by bundling home, vehicles, dental, vision, health, motorcycle, boat, content insurance, and life with them. Oh, sure, they may have a bundling policy that would work in your favor but that doesn’t mean they have to tell you about it unless you ask! (Refer to paragraph one) Actually, if it gets to the point of having to ask about any bundling discounts that would save you money, maybe you have chosen the wrong company.

In the final analysis, when you bundle your auto insurance with all your other insurance needs, make sure you inquire with the agent to verify that doing this will not lessen your current policy coverage amounts. The bottom line is, bundling should be simple; one company, and saving money with a smile on your face every month. You will also find that you’ll be spending less time sorting through all that tedious policy paperwork you hate doing. And since the old mantra that says: “time is money” is true, bundling all your insurance policies, will let you score a touchdown.

What Effects the Price?

Shopping for auto insurance can see a little over whelming sometimes, especially if this will be your first time having to find a policy that suites your needs. There are factors that determine how much you will have to pay. Some of these factors are out of your control and there is nothing you can do to change them. However, there are some factors that you can control and will have an impact on how much you will have to pay out of pocket.

The Type of Car You Drive

One of the factors that you can change is by the type of car you are trying to get coverage on. Factors about your vehicle, such as how popular it is with thieves, its age, what safety features are present, and how it rates in an accident, will have an impact on your overall cost. Newer cars typically will have

Driving Habits

How you drive is another factor that you can control and can have an impact on your insurance rates. Having several traffic tickets in a relatively short period of time can have a negative impact as well. Additionally, auto accidents can also impact your premiums. In other words, the safer and cleaner your driving record, the better and lower your insurance rates will be.

Where You Live

I major factor that most people may not realize is the state in which they live. Each state regulates the rates for auto insurance. This in turn means that the insurance company has to follow any regulations the state has put in place for auto insurance. It is not practical to move from one state to another to save a few bucks on your auto insurance so this is one factor that can be either changed by you or not.
Just for your general information; in 2009 the state with the lowest average auto insurance premium was North Dakota which was $510. On the other hand, the highest state in 2009 was D.C. at $1,128.

How You Use your Vehicle

What you use your vehicle for on a daily basis is also a factor on how much your insurance will cost you. Cars are placed in categories based on what they are used for, work, business, pleasure, or farm use. If your vehicle is just used for pleasure, then the rates will typically be lower than if it were to be used for business. Pleasure use vehicles usually have the lowest rates while vehicle used for business are typically the highest rates. Insurance companies will determine what category your vehicle falls in off the number of miles you drive in a year. Their logic is pretty simple, the more you drive your car, the higher the chance of you being involved in an accident.

Your Age and Gender

Obviously you cannot control how old you are or what sex you are. But these are two factors insurance companies use to determine how much your premiums will cost you. The insurers do not do this to punish you for being certain age or sex. They base the rates off of countless statistical data that show what ages and what sexes are involved in accidents.

Check with your local auto insurance provider to see what the state regulations are. There are as many insurance providers as there are types of vehicles so take your time and shop around.

Best Sports Car for 2014

With 2014 approaching fast, the world’s automakers have some truly delightful all-new models set to set the sports car scene on fire with new hybrid technology and powerful turbocharged engines. The world’s best sports cars and supercars constantly push the limits of what was previously thought possible in the areas of engine output, efficiency, and the use of light yet strong materials. Here are what we think are the best sports cars of 2014. (more…)

Best Car for 2014

If you are looking for a new 2014 car, look no further. The best vehicles in the automotive market are listed here to make your decision easy. Each vehicle has its own character, style and price point to satisfy a wide range of shoppers. Some of the cars have been completely redesigned, while others have improved their presences with enhancements to previous versions. Without further delay, here are the best cars for the 2014 year model. (more…)

Best Truck for 2014

As the latest line of trucks is hitting the market, it is important to examine a list of top choices. There are numerous trucks with various features that a person will need to compare before making a final purchase decision. Some people will choose to remain loyal to a favorite brand, while others are willing to take a chance with something new. Here is a closer look at the positives and negatives that are associated with the best trucks of 2014. (more…)